How to get out of paying company expense using my credit card
My company incurs a relatively large IT hosting cost every month. I provided my personal credit card to pay it when I joined because otherwise our service would have stopped.
The company does reimburse me, but I have to set aside funds every month on which I could be earning interest. They are also slow to reimburse me and require me to send various evidence that is time consuming to provide. The company is very large so I'm not worried about not getting the money back - it's just very annoying to have a large credit card bill every month. Eventually I might not be able to cover it, even.
I have no issue paying for things like travel expenses, but there is no reason why this expense has to be paid with my card. I approached various departments in my company, but I guess it's not important enough for anyone.
I'm specifically looking for advice from legal perspective - are there any rules in Germany that says employees can't be asked to pre-pay general company expense, or over a certain amount etc? I'm thinking if I can make it a compliance issue I can eventually get somebody's help.
germany expenses
asked 6 hours ago
WenigAlpsWenigAlps
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
|
show 2 more comments
My company incurs a relatively large IT hosting cost every month. I provided my personal credit card to pay it when I joined because otherwise our service would have stopped.
The company does reimburse me, but I have to set aside funds every month on which I could be earning interest. They are also slow to reimburse me and require me to send various evidence that is time consuming to provide. The company is very large so I'm not worried about not getting the money back - it's just very annoying to have a large credit card bill every month. Eventually I might not be able to cover it, even.
I have no issue paying for things like travel expenses, but there is no reason why this expense has to be paid with my card. I approached various departments in my company, but I guess it's not important enough for anyone.
I'm specifically looking for advice from legal perspective - are there any rules in Germany that says employees can't be asked to pre-pay general company expense, or over a certain amount etc? I'm thinking if I can make it a compliance issue I can eventually get somebody's help.
germany expenses
asked 6 hours ago
WenigAlpsWenigAlps
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
You sure you have exhausted all other alternatives before going through the legal way and file a compliance issue? What does your boss say about this? Can the company give you a Company Credit card?
– DarkCygnus
6 hours ago
8
Pick the right credit card and the rewards points value will far outweigh what you could/would be making on interest in a savings account, or even a CD. As long as they're paying you back within the month, there's no real cost to you except for the lost opportunity of the available credit.
– dwizum
6 hours ago
@dwizum yeah, I can already see that such credit card is surely gaining several Travel Miles :)
– DarkCygnus
6 hours ago
5
There are cards that pay 3 - 4 % in cash back. Being allowed to pump company expenses through your own rewards-earning card is like getting a raise.
– dwizum
6 hours ago
1
What happens if you quit/get fired? Who pays for IT hosting then? This is not your problem to deal with.
– Peter M
6 hours ago
|
show 2 more comments
My company incurs a relatively large IT hosting cost every month. I provided my personal credit card to pay it when I joined because otherwise our service would have stopped.
The company does reimburse me, but I have to set aside funds every month on which I could be earning interest. They are also slow to reimburse me and require me to send various evidence that is time consuming to provide. The company is very large so I'm not worried about not getting the money back - it's just very annoying to have a large credit card bill every month. Eventually I might not be able to cover it, even.
I have no issue paying for things like travel expenses, but there is no reason why this expense has to be paid with my card. I approached various departments in my company, but I guess it's not important enough for anyone.
I'm specifically looking for advice from legal perspective - are there any rules in Germany that says employees can't be asked to pre-pay general company expense, or over a certain amount etc? I'm thinking if I can make it a compliance issue I can eventually get somebody's help.
germany expenses
asked 6 hours ago
WenigAlpsWenigAlps
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
My company incurs a relatively large IT hosting cost every month. I provided my personal credit card to pay it when I joined because otherwise our service would have stopped.
The company does reimburse me, but I have to set aside funds every month on which I could be earning interest. They are also slow to reimburse me and require me to send various evidence that is time consuming to provide. The company is very large so I'm not worried about not getting the money back - it's just very annoying to have a large credit card bill every month. Eventually I might not be able to cover it, even.
I have no issue paying for things like travel expenses, but there is no reason why this expense has to be paid with my card. I approached various departments in my company, but I guess it's not important enough for anyone.
I'm specifically looking for advice from legal perspective - are there any rules in Germany that says employees can't be asked to pre-pay general company expense, or over a certain amount etc? I'm thinking if I can make it a compliance issue I can eventually get somebody's help.
germany expenses
germany expenses
asked 6 hours ago
WenigAlpsWenigAlps
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 6 hours ago
WenigAlpsWenigAlps
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 6 hours ago
WenigAlpsWenigAlps
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 6 hours ago
WenigAlpsWenigAlps
111
asked 6 hours ago
WenigAlpsWenigAlps
111
111
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
New contributor
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
WenigAlps is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
You sure you have exhausted all other alternatives before going through the legal way and file a compliance issue? What does your boss say about this? Can the company give you a Company Credit card?
– DarkCygnus
6 hours ago
8
Pick the right credit card and the rewards points value will far outweigh what you could/would be making on interest in a savings account, or even a CD. As long as they're paying you back within the month, there's no real cost to you except for the lost opportunity of the available credit.
– dwizum
6 hours ago
@dwizum yeah, I can already see that such credit card is surely gaining several Travel Miles :)
– DarkCygnus
6 hours ago
5
There are cards that pay 3 - 4 % in cash back. Being allowed to pump company expenses through your own rewards-earning card is like getting a raise.
– dwizum
6 hours ago
1
What happens if you quit/get fired? Who pays for IT hosting then? This is not your problem to deal with.
– Peter M
6 hours ago
|
show 2 more comments
You sure you have exhausted all other alternatives before going through the legal way and file a compliance issue? What does your boss say about this? Can the company give you a Company Credit card?
– DarkCygnus
6 hours ago
8
Pick the right credit card and the rewards points value will far outweigh what you could/would be making on interest in a savings account, or even a CD. As long as they're paying you back within the month, there's no real cost to you except for the lost opportunity of the available credit.
– dwizum
6 hours ago
@dwizum yeah, I can already see that such credit card is surely gaining several Travel Miles :)
– DarkCygnus
6 hours ago
5
There are cards that pay 3 - 4 % in cash back. Being allowed to pump company expenses through your own rewards-earning card is like getting a raise.
– dwizum
6 hours ago
1
What happens if you quit/get fired? Who pays for IT hosting then? This is not your problem to deal with.
– Peter M
6 hours ago
You sure you have exhausted all other alternatives before going through the legal way and file a compliance issue? What does your boss say about this? Can the company give you a Company Credit card?
– DarkCygnus
6 hours ago
You sure you have exhausted all other alternatives before going through the legal way and file a compliance issue? What does your boss say about this? Can the company give you a Company Credit card?
– DarkCygnus
6 hours ago
8
8
Pick the right credit card and the rewards points value will far outweigh what you could/would be making on interest in a savings account, or even a CD. As long as they're paying you back within the month, there's no real cost to you except for the lost opportunity of the available credit.
– dwizum
6 hours ago
Pick the right credit card and the rewards points value will far outweigh what you could/would be making on interest in a savings account, or even a CD. As long as they're paying you back within the month, there's no real cost to you except for the lost opportunity of the available credit.
– dwizum
6 hours ago
@dwizum yeah, I can already see that such credit card is surely gaining several Travel Miles :)
– DarkCygnus
6 hours ago
@dwizum yeah, I can already see that such credit card is surely gaining several Travel Miles :)
– DarkCygnus
6 hours ago
5
5
There are cards that pay 3 - 4 % in cash back. Being allowed to pump company expenses through your own rewards-earning card is like getting a raise.
– dwizum
6 hours ago
There are cards that pay 3 - 4 % in cash back. Being allowed to pump company expenses through your own rewards-earning card is like getting a raise.
– dwizum
6 hours ago
1
1
What happens if you quit/get fired? Who pays for IT hosting then? This is not your problem to deal with.
– Peter M
6 hours ago
What happens if you quit/get fired? Who pays for IT hosting then? This is not your problem to deal with.
– Peter M
6 hours ago
|
show 2 more comments
3 Answers
3
active
oldest
votes
This is one thing you should NEVER do.
There is no legitimate business reason at all why a company cannot pay their own charges directly.
If a company has to borrow money from their staff (which is EXACTLY what they are doing), then you should not be at this company. Their are either not financially solvent or not financially competent. Either case bodes badly for you.
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
add a comment |
Talk to your boss and let them know that you plan on changing to a rewards card that gets cash back, so there will be a better benefit to you. If the boss doesn't like that, they will find a way to get that changed quickly to the company paying. If the boss doesn't act, then at least you'll be getting some benefit from those charges.
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
add a comment |
Just get a new credit/debit card with new details to force the issue.
To prevent it happening again, do not provide other people with your credit/debit card details.
answered 6 hours ago
user1666620user1666620
11.7k103640
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
add a comment |
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3 Answers
3
active
oldest
votes
3 Answers
3
active
oldest
votes
active
oldest
votes
active
oldest
votes
This is one thing you should NEVER do.
There is no legitimate business reason at all why a company cannot pay their own charges directly.
If a company has to borrow money from their staff (which is EXACTLY what they are doing), then you should not be at this company. Their are either not financially solvent or not financially competent. Either case bodes badly for you.
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
add a comment |
This is one thing you should NEVER do.
There is no legitimate business reason at all why a company cannot pay their own charges directly.
If a company has to borrow money from their staff (which is EXACTLY what they are doing), then you should not be at this company. Their are either not financially solvent or not financially competent. Either case bodes badly for you.
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
add a comment |
This is one thing you should NEVER do.
There is no legitimate business reason at all why a company cannot pay their own charges directly.
If a company has to borrow money from their staff (which is EXACTLY what they are doing), then you should not be at this company. Their are either not financially solvent or not financially competent. Either case bodes badly for you.
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
This is one thing you should NEVER do.
There is no legitimate business reason at all why a company cannot pay their own charges directly.
If a company has to borrow money from their staff (which is EXACTLY what they are doing), then you should not be at this company. Their are either not financially solvent or not financially competent. Either case bodes badly for you.
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
answered 5 hours ago
Wesley LongWesley Long
48.8k17106177
48.8k17106177
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
add a comment |
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
And this is the better answer. My answer is only a way to strongly nudge them, to change what has already happened.
– thursdaysgeek
5 hours ago
add a comment |
Talk to your boss and let them know that you plan on changing to a rewards card that gets cash back, so there will be a better benefit to you. If the boss doesn't like that, they will find a way to get that changed quickly to the company paying. If the boss doesn't act, then at least you'll be getting some benefit from those charges.
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
add a comment |
Talk to your boss and let them know that you plan on changing to a rewards card that gets cash back, so there will be a better benefit to you. If the boss doesn't like that, they will find a way to get that changed quickly to the company paying. If the boss doesn't act, then at least you'll be getting some benefit from those charges.
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
add a comment |
Talk to your boss and let them know that you plan on changing to a rewards card that gets cash back, so there will be a better benefit to you. If the boss doesn't like that, they will find a way to get that changed quickly to the company paying. If the boss doesn't act, then at least you'll be getting some benefit from those charges.
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
Talk to your boss and let them know that you plan on changing to a rewards card that gets cash back, so there will be a better benefit to you. If the boss doesn't like that, they will find a way to get that changed quickly to the company paying. If the boss doesn't act, then at least you'll be getting some benefit from those charges.
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
answered 6 hours ago
thursdaysgeekthursdaysgeek
28.3k1350108
28.3k1350108
add a comment |
add a comment |
Just get a new credit/debit card with new details to force the issue.
To prevent it happening again, do not provide other people with your credit/debit card details.
answered 6 hours ago
user1666620user1666620
11.7k103640
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
add a comment |
Just get a new credit/debit card with new details to force the issue.
To prevent it happening again, do not provide other people with your credit/debit card details.
answered 6 hours ago
user1666620user1666620
11.7k103640
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
add a comment |
Just get a new credit/debit card with new details to force the issue.
To prevent it happening again, do not provide other people with your credit/debit card details.
answered 6 hours ago
user1666620user1666620
11.7k103640
Just get a new credit/debit card with new details to force the issue.
To prevent it happening again, do not provide other people with your credit/debit card details.
answered 6 hours ago
user1666620user1666620
11.7k103640
edited 6 hours ago
answered 6 hours ago
user1666620user1666620
11.7k103640
answered 6 hours ago
user1666620user1666620
11.7k103640
answered 6 hours ago
user1666620user1666620
11.7k103640
11.7k103640
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
add a comment |
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
Well ... this would surely trigger the issue... what you propose should be done to prevent it from happening again? This is actually what could happen (change card) but I am not sure it's the most tactful approach there is...
– DarkCygnus
6 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
This can be risky. If there is some sort of error, the company could end up billing substantial charges to the now-closed card, which can (Rube Goldberg-style) damage the OP's credit and cause other financial problems. The fix would be to inform the company and get written verification that the billing under the old card would stop, but that's functionally identical to just talking to the employer about the issue in the first place.
– Upper_Case
5 hours ago
add a comment |
WenigAlps is a new contributor. Be nice, and check out our Code of Conduct.
WenigAlps is a new contributor. Be nice, and check out our Code of Conduct.
WenigAlps is a new contributor. Be nice, and check out our Code of Conduct.
WenigAlps is a new contributor. Be nice, and check out our Code of Conduct.
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You sure you have exhausted all other alternatives before going through the legal way and file a compliance issue? What does your boss say about this? Can the company give you a Company Credit card?
– DarkCygnus
6 hours ago
8
Pick the right credit card and the rewards points value will far outweigh what you could/would be making on interest in a savings account, or even a CD. As long as they're paying you back within the month, there's no real cost to you except for the lost opportunity of the available credit.
– dwizum
6 hours ago
@dwizum yeah, I can already see that such credit card is surely gaining several Travel Miles :)
– DarkCygnus
6 hours ago
5
There are cards that pay 3 - 4 % in cash back. Being allowed to pump company expenses through your own rewards-earning card is like getting a raise.
– dwizum
6 hours ago
1
What happens if you quit/get fired? Who pays for IT hosting then? This is not your problem to deal with.
– Peter M
6 hours ago